Smart Purchase Calculator
Should you buy it — and what does it really cost each time you use it?
Enter once — both calculators below update instantly.
Should I buy this?
Compare the price to what you have left and the daily cost of waiting.
Use the monthly budget calculator first to auto-fill money left, or enter it below.
£299.00
Within your budget
Daily cost of waiting: £9.97/day
What's the cost per use?
Divide the price by how many times you'll actually use it.
£5.98 per use
Think twice
After 50 uses it will have paid for itself
Should you buy it — and what does each use really cost?
A purchase looks affordable until you spread it over how long you will wait, or divide it by how often you will use it. This calculator answers both questions from a single price.
Use the monthly budget tool first to pull in money left after essentials, then see whether the item fits and what each use costs in pounds.
You might also find our monthly budget and subscription check calculators helpful.
For illustration only — not regulated financial advice.