Know if you can afford it before you buy it
Simple UK tools for rent, budgeting, and spending decisions
Quick Check
Result
30.0% of income on rent
Manageable but tight
- Your rent is £9,000.00/year
- You have £1,750.00 left after rent each month
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All Calculators
Rent Affordability
Check if your rent is a comfortable share of your UK take-home pay.
Monthly Budget
See how much you have left after rent, bills, and savings.
Should I Buy This?
Compare a purchase to what you have left and the daily cost of waiting.
Subscription Check
Check if another subscription is affordable on your UK income.
Car Affordability
See if car payments and running costs fit your monthly income.
Holiday Savings
Work out how long until you can afford your holiday.
Savings Goal
See how long until you hit your savings target.
Cost Per Use
See the real cost each time you use something.
Why use these tools?
Whether you are renting your first flat, sharing a house, or weighing a new subscription or car payment, UK money decisions often come down to simple rules of thumb: keep rent near 30% of take-home pay, know what is left after bills, and pause before impulse buys. Our calculators turn those guidelines into instant numbers in pounds — no sign-up, no spreadsheets.
They are built for everyday situations, not as regulated financial advice. Landlords, lenders, and your own circumstances may differ. Use the results as a starting point, then do your own research or speak to a qualified adviser for major commitments like mortgages or debt.