Updated 2026 · 2024/25 UK tax rates · Drag the slider to your salary
Monthly take-home
£2,693
Total essentials
£1,794
Left each month
£899
Affordability verdict — Just me
£40k is a strong salary for Edinburgh. You will cover essentials comfortably and have meaningful savings potential each month.
1-bed flat, single income. Rent is a 39% share of your take-home pay.
Claim 25% single-person discount — it is not automatic.
Ofgem cap estimate for a 1-bed property. Actual varies by insulation and usage.
Standard fibre (50–100 Mbps). Sky, BT, Virgin or local provider.
Metered or rateable value charge depending on property.
1 adult, mid-range supermarket shopping.
Monthly bus pass or car running costs (fuel, insurance, tax).
Costs sourced from GOV.UK, Ofgem, Water UK and ONS 2025/26. Individual costs vary by property, usage and lifestyle.
Same salary and household — different cities.
The score (0–99) weighs three factors using your actual household costs:
Costs are household-specific estimates from national data sources. Individual circumstances vary.
Get your personalised visa guide, NHS costs, housing advice and step-by-step settling-in checklist.
Start your relocation plan →⚠️ Figures are estimates based on 2024/25 UK tax rates and 2025/26 cost data. Not financial advice.