All Tools
Rent Affordability
Check if your rent is a comfortable share of your UK take-home pay.
Monthly Budget
See how much you have left after rent, bills, and savings.
Take-Home Pay
Calculate your exact take-home after tax, NI, pension, and student loan.
Subscription Check
Check if another subscription is affordable on your UK income.
Car Affordability
See if car payments and running costs fit your monthly income.
Holiday Savings
Work out how long until you can afford your holiday.
Savings Goal
See how long until you hit your savings target.
Mortgage Amortisation
See how your mortgage payments split between interest and capital over the full term.
Contractor Calculator
Compare inside vs outside IR35 take-home. Limited company vs umbrella.