Can I Afford This?
City comparison

Which UK city can you actually afford?

Pick two cities and see rent, salaries, take-home pay and disposable income side-by-side — so you know where your money goes further.

vs
🏙️

London

Global financial hub. Highest salaries, highest costs.

Stretched

Rent takes 67% of take-home

🏭

Manchester

UK's northern powerhouse. Strong tech, media and finance scene.

Manageable

Rent takes 39% of take-home

Side-by-side breakdown

£42,480/yr

Typical salary

City average, gross

£36,000/yr
£2,842/mo

Monthly take-home

After tax & NI

£2,453/mo
£1,900/mo

1-bed rent

City centre average

£950/mo
£2,700/mo

2-bed rent

City centre average

£1,300/mo
£150/mo

Council tax

Band D, monthly est.

£138/mo
£642/mo

Disposable income

After rent, tax & commute

£1,215/mo
£520,000

Avg house price

To buy

£210,000

💡 Bottom line

On a typical city salary, Manchester leaves you £573 more per month after rent, council tax, and commuting than London — even accounting for the salary difference.

Based on city-average salaries. Green highlights show the better value in each row. Edinburgh figures use Scottish income tax rates.